FREE GUIDE FOR BC HOMEOWNERS

Thinking about separating?

Know where you stand with your home

before you sign anything.

The free Pre-Divorce/Separation Homeownership Checklist walks you through what to gather, what to ask, and what to avoid, so you can keep your home or buy your next one with confidence.

Find out what you can qualify for on your income alone
Understand your options: buyout, refinance, or sell and buy
Avoid the 5 costly mistakes that delay mortgage approvals

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★★★★★ 85+ five-star Google reviews

Nearly 20 years helping BC homeowners

Langley-based, serving all of British Columbia

AVOID THESE

The mistakes that cost separating homeowners the most

Most mortgage problems during a separation come from doing the right things in the wrong order. Here are three of the five covered in the guide.

1

Writing an offer before your agreement is signed

Lenders need the signed separation agreement before they can approve your new mortgage.
2

Ignoring the mortgage penalty

Breaking a mortgage early can be costly. Know the number before you negotiate.
3

Letting your credit slip

Missed payments on joint accounts hit both scores and can derail an approval.
Get all 5 in the free checklist

Trusted by BC homeowners.

Jen Fuentes

Mortgage Broker & Franchise Owner

Hi, I’m Jen. I’ve been helping British Columbians finance their homes since 2008. I’m based in Langley and work with clients across the Fraser Valley, Greater Vancouver, Vancouver Island, the Okanagan and throughout the province.

Nearly Two Decades of Mortgage Experience

I started my career in 2008 with Dominion Lending Centres. In 2011 I opened my own DLC franchise, and for the next 15 years I ran that brokerage with my business partner. Along the way I built a team and trained new sub-brokers.

Teaching other brokers shaped how I work with my own clients. I learned that good mortgage advice means explaining the why, not just quoting a rate. I want you to understand your options well enough to make a confident decision.

A New Chapter

In October 2026 I joined BrokerSquared Paragon Mortgage Group, operating as Jen Fuentes Personal Mortgage Corporation. This move lets me put my full focus back where it matters most, which is working directly with my clients. You still get the lender access, experience and attention to detail you’d expect, with a more personal experience from first conversation to closing.

Where I Can Help Most

  • RCMP members and families: As the wife of an RCMP member, I know firsthand what postings, transfers and relocations involve. I’ve helped many members and their families with lending and moves across Canada.
  • Separation and divorce: Changes to your home and finances during a separation call for care and discretion. I’ll help you understand your options, whether that’s a spousal buyout, a refinance or planning your next home.
  • Buying, renewing and refinancing: From first-time buyers to experienced homeowners, I’ll find financing that supports your bigger picture, not just the lowest advertised rate.

Life Outside the Office

I’m a mom of three busy kids who love playing sports, so our family spends a lot of time at rinks, fields and ball diamonds. We live an active lifestyle and love being part of the Langley community. I also volunteer with Langley Minor Hockey and North Langley Baseball, because supporting youth sports is something our whole family believes in.

Let’s Talk

Whether you’re buying your first home, coming up for renewal or navigating a big life change, a clear conversation is the best place to start.

Common questions

  • Is the checklist really free?

    Yes. Enter your name and email and it downloads instantly. No call required.

  • Is this confidential?

    Completely. Your details are never shared, and any conversation with Jen stays private.

  • I haven't decided anything yet. Is it too early?

    It's the ideal time. Knowing your borrowing power early gives you realistic numbers to bring into negotiations.

  • Does it cost anything to talk to Jen?

    For most standard residential mortgages, the lender pays the broker. If any fees apply to your situation, Jen will explain them before you move forward.

Still have a question?

CONTACT

Start with a clear plan for your home.

Download the free checklist today. When you're ready, book a free, confidential Mortgage Readiness Call with Jen.

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